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Option 2: Fee-based, Assets Under Management (AUM) 

For investment management + financial planning.


Regardless of your level of assets, there are options to benefit you.  Clients have the option of choosing a flat-fee paid monthly, or the fee-based Assets Under Management (AUM) model, as shown below.


This fee structure provides for investment management and financial planning services.  


For clients who only want asset management, and do not opt for financial planning services, they can use the AUM fee model at any asset level/account size.  The minimum account required for financial planning services, when choosing the fee-based/AUM model is $125,000, which qualifies for the Explorer Level (base level) of services.


At an asset level of $400,000, fees switch solely to the fee-based/AUM model, as the equivalent fee automatically qualifies for the list of services at the Torchbearer Level.


We encourage prospective clients to compare fees across the industry and make an informed decision. Mission Advisory Group does not take custody of your assets, and does not accept commissions.


Percentage of AUM Fee for Investment Advisory + Financial Planning


Account Value

Annual Advisory Fee

$125,000 - $400,000

0.80%

$400,001 - $750,000

0.70%

$750,001 - $1,500,000

0.50%

$1,500,000 - $2,000,000

0.40%

$2,000,000+

0.20%


The annual fees are paid in arrears on a quarterly basis. Fees are negotiable on a per client basis. The minimum annual fee for assets under a percentage of AUM (Investment Only) fee structure is $45, with a minimum account size of $10,000 assets under our management.  However, in order to receive financial planning services, an account under the AUM Fee Model would need a minimum of $125,000, as it would approach qualifying for the equivalent Explorer Level (base level) of services (priced at $1068/annual).

The advisory fee is a blended fee and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above chart, resulting in a combined weighted fee. For example, an account valued at $1,000,000 would pay an effective fee of 0.69% with the annual fee of $6,900. The quarterly fee is determined by the following calculation: (($400,000 x 0.80%) + ($350,000 x 0.70%) + ($250,000 x 0.50)) ÷ 4 = $1,725. No increase in the annual fee shall be effective without prior client consent.

Advisory fees are directly debited from Client accounts held at an unaffiliated third-party custodian or the Client may choose to pay by check. Accounts initiated during a calendar quarter will be charged a prorated fee based on the amount of time remaining in the billing period. A Client Contract may be terminated with written notice at least 30 calendar days in advance. Since fees are paid in arrears, no refund will be needed upon termination of the account.

We also provide investment-only service


Tax preparation by our partner CPA's is available at an additional one-time cost, based on complexity.


Will-based and trust-based estate planning is available at an additional one-time cost, based on complexity.


Talk with us!